--- title: How Frontline Staff Can Reduce Deposit Costs description: "Live webinar Nov 12: learn how frontline staff can retain deposits without racing on rate. 30 min with Q&A; register free and get the recording." --- [Skip to content](https://go.lemonadelxp.com/webinar-deposit-costs#main-content) ![lemonade\_logo](https://go.lemonadelxp.com/hs-fs/hubfs/Newsletter%20+%20Blog%20Images/lemonade_logo_colour_greytext%20(1).png?width=350&height=116&name=lemonade_logo_colour_greytext%20(1).png)Homepage ![LemonadeLXP](https://go.lemonadelxp.com/hs-fs/hubfs/Newsletter%20+%20Blog%20Images/lemonade_logo_colour_greytext%20(1).png?width=313&height=104&name=lemonade_logo_colour_greytext%20(1).png) ![The CorePoint](https://go.lemonadelxp.com/hs-fs/hubfs/Corepoint%20Logo/rgb_CorePoint.jpg?width=1200&height=900&name=rgb_CorePoint.jpg) Live webinar # How Frontline Staff Can Reduce Deposit Costs Thu, Nov 12 · 2:00 to 2:30 pm ET (1:00 CT, 11:00 am PT) - Free - 30 minutes - Recording available You'll spend up to $500 to win a depositor. Then what? The relationship gets decided in a two-minute conversation with someone who was handed a rate sheet. Without realistic, repeated practice, your frontline falls back on rate, and every basis point comes straight out of margin. What you'll learn - How everyday conversations grow relationships and retain deposits - What sophisticated depositors need from your frontline, beyond rate - How to use AI to build conversation skills that stick Neil and John will show how pairing deposit expertise with AI-powered conversation practice can lower interest expense by up to 40 basis points. ## Trusted by leading financial institutions - ![TD Insurance](https://go.lemonadelxp.com/hubfs/Company%20Logos%20-%20LP/digital-fluency-clean/logos/td-insurance%20copy.webp) - ![U.S. Bank](https://go.lemonadelxp.com/hubfs/Company%20Logos%20-%20LP/digital-fluency-clean/logos/us-bank%20copy.webp) - ![Minnwest Bank](https://go.lemonadelxp.com/hubfs/Company%20Logos%20-%20LP/digital-fluency-clean/logos/minnwest-bank%20copy.webp) - ![PlainsCapital Bank](https://go.lemonadelxp.com/hubfs/Company%20Logos%20-%20LP/digital-fluency-clean/logos/plainscapital-bank%20copy.webp) - ![One Nevada Credit Union](https://go.lemonadelxp.com/hubfs/Company%20Logos%20-%20LP/digital-fluency-clean/logos/one-nevada%20copy.webp) - ![Velera](https://go.lemonadelxp.com/hubfs/Company%20Logos%20-%20LP/digital-fluency-clean/logos/velera%20copy.webp) ## Who's Presenting ![Neil Stanley](https://go.lemonadelxp.com/hs-fs/hubfs/Headshot/NeilHeadshot.jpg?width=96&height=96&name=NeilHeadshot.jpg) ### Neil Stanley Founder and CEO, The CorePoint 30 years as a bank executive, including CEO. Two U.S. patents on time deposits. Taught at three graduate schools of banking. ![John Findlay](https://go.lemonadelxp.com/hs-fs/hubfs/Headshot/JohnHeadshot.webp?width=96&height=96&name=JohnHeadshot.webp) ### John Findlay CEO, LemonadeLXP Co-founded LemonadeLXP to turn FI frontlines into digital ambassadors. Writes and speaks on digital fluency and game-based learning. ## Save Your Seat Thursday, November 12, 2026 · 2:00 to 2:30 pm ET (1:00 to 1:30 pm CT, 11:00 to 11:30 am PT) 30 minutes, live, with Q&A Can't make it live? Register anyway and we'll send you the recording. [Save My Seat](https://go.lemonadelxp.com/webinar-deposit-costs#register) ![LemonadeLXP](https://go.lemonadelxp.com/hubfs/llxp_logo_colour2.svg) © 2026 LemonadeLXP. All Rights Reserved. [![llxp\_logo\_colour2](https://go.lemonadelxp.com/hubfs/llxp_logo_colour2.svg "llxp_logo_colour2")](https://www.lemonadelxp.com/) © 2026 LemonadeLXP.  All Rights Reserved.